We’re all making resolutions for a better 2017, which includes our finances. Whether it’s a tropical vacation in sight or just paying off a mortgage or student loans, find ways to save more this year with these five tips.

Make Saving Automatic

One of the simplest ways to save more is to automate your savings just like you would any other bill. Many banks offer the option to transfer funds to your savings automatically, so consider designating a portion of your paycheck to your savings account. You’ll be amazed at how quickly this can add up and we bet you won’t even notice the change.

Use Apps to Keep You on Track:

Technology can be great for monitoring your finances. Whether you like to keep track of every single purchase or just delegate a “fun fund”, there’s probably an app for that. Use these financial resources to save more time and money this year.

Shop the Sales

If you’re reading this, chances are you love a good bargain. From the mall to the grocery aisle, it’s crucial to keep your eyes open for a great deal. Try planning your meals around what’s on sale that week to maximize your dollar at the grocery store. And don’t forget to check your Sequoia Benefits Discount Program for exclusive discounts you can’t find anywhere else.

Try the Envelope System

A clever way to track your expenses is by using good old fashioned cash. For many of us, it’s easy to spend when all we need to do is swipe our card. Instead, try using the envelope system. Start by taking out cash each week for designated expenses. Then you’ll know when you start running low and when you need to reel in your spending.

Challenge Your Friends

Everyone loves a healthy competition. Try challenging your friends to save $20/week or cook meals only with ingredients in your house. You can celebrate how much you’re saving and revel in the chance to beat your friends. You’ll not only have fun together, but the accountability will also help you stay on track.

The new year is a great time to get a jumpstart on your savings. Start here with awesome discounts.